The first question
A fragmented monthly view
Our founder spent evenings checking separate banking apps, CPF statements and housing calculations. The information existed. The useful connection was missing.
About Gan Finance AI
Making Personal Finance Personal Again
We believe understanding your money shouldn't require a finance degree. Gan Finance AI is an AI finance company in Singapore built around CPF, housing, taxes, and the decisions households make every month.
account_balance
Singapore-first data
Banks, CPF and goals in one view.
hub
Clear connections
See what changes your next decision.
insights
Useful direction
Plain steps for real households.
Where it started
Our Story
Gan Finance AI began with a simple frustration: a salary account, CPF balances, housing plans and debt repayments were each telling a different story.
The local insight
Generic tools skipped Singapore
Global budgeting apps rarely account for CPF allocations, HDB rules, SRS contributions or local tax details. We decided those details should shape the advice from the start.
The prototype
A personal CFO in plain English
The first model connected DBS, OCBC and CPF information into a single view. Today, our AI turns that connected picture into practical choices you can review with confidence.
People with context
The Minds Behind the AI
Good financial guidance needs more than a clever model. Our team brings data science, financial planning and Singapore regulatory knowledge to every product decision.
Declan Benson
Head of Data Science
Builds models that explain their reasoning and keep household context in view.
Favourite local number: 5.5% CPF interest on Special and MediSave balances.
Geokbeng Paulyn
Financial Planning Lead
Checks every recommendation against the choices families actually face.
Favourite planning tool: a one-page monthly cash-flow map.
Yk Yaaziz
CPF & Policy Specialist
Keeps our rules library current across CPF, HDB grants and SRS planning.
Favourite detail: how small CPF timing choices affect future options.
Loop Devasahayam
Behavioural Finance Researcher
Makes guidance easier to act on when life gets busy or plans change.
Favourite test: can a recommendation make sense in ten seconds?
Our working rules
What We Stand For
Trust is built in the small details. These principles guide what we show, what we recommend and what we refuse to do.
Clear by default
There are no hidden fees or commissions from product recommendations. You can see why a suggestion appears.
Built for Singapore
Our rules library covers more than 50 local finance rules, including BTO grants, CPF and SRS contributions.
Privacy by design
Your financial data belongs to you. We use it to provide analysis and don't sell it to advertisers.
Human language
You get direct explanations and useful next steps. Financial jargon stays out of the way.
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Let's Build Your Financial Future Together
Bring the questions that sit across your bank accounts, CPF statement and next big goal. We'll show you how Gan Finance AI approaches the numbers without a hard sell.
Meet the team behind the AI arrow_forwardJoin Singapore households taking clearer control of their money.