Subscription sleuth
Recurring charges are grouped by service and frequency, so unused memberships stop hiding in your statement.
$45–$120often found monthly
Budgeting Singapore
See every dollar. Know every decision.
Grab rides, food delivery, forgotten subscriptions, and a higher cost of living can quietly pull your month off course. Gan Finance AI reads the pattern and gives you a practical cash flow plan before the panic starts.
check_circle95% transaction categorisation accuracy
check_circleBuilt around Singapore pay cycles
A clearer month
Illustrative spending view
$4,800
monthly income
Home 24%
Daily life 19%
Goals 19%
Transport 16%
trending_upHealthy direction
Potential monthly redirect: $320
Expense tracking
Stop losing money to invisible spending.
Small charges rarely feel urgent. Together, they decide how much reaches your savings account.
Dining-out analyser
See the real cost of delivery, convenience fees, and last-minute meals without being told to abandon your social life.
$80–$240possible monthly shift
Impulse purchase guard
Adaptive overspending alerts arrive before a category breaks its limit, with a gentle prompt based on your own rules.
Beforethe budget drifts
Cash flow planning
Your personal cash flow concierge.
Your plan follows your payday, bills, and priorities. It adjusts when real life does.
Sync securely
Connect the accounts you want analysed. You choose the view.
Map your month
The model learns income timing, recurring bills, and flexible spending.
Check the week ahead
See your predicted balance, upcoming bills, and safe spending limit.
Tune the plan
Use an optional monthly review to make the numbers fit your next goal.
Monthly budget AI
Calculator: uncover your hidden cash.
Move the sliders for a quick estimate. Your actual plan uses your transaction history and goals.
A useful first step is seeing the gap clearly.
Estimated redirect
$360
A monthly budget AI review may find this amount through category limits, subscription checks, and better timing around bills.
Current flexibilityAfter optimisation estimate
Singapore professionals
Real stories from people making room for what matters.
"
I stopped guessing whether I could afford the month. The weekly forecast helped me build my emergency fund six months earlier than I expected.
Declan B., age 28, Singapore
commute
"I reduced my Grab spending by 40% without cooking more. The alert showed me which evenings were costing the most."
Geokbeng P., living alone in Queenstown
Made for real months
Everything you need to master your monthly money.
Keep the categories that make sense to you. Change them when your life changes.
Clear categories, your way
Transactions sort automatically, with manual control when a purchase needs a different home.
Buckets with a purpose
Create labels such as BTO savings, a holiday fund, or a course budget instead of copying generic rules.
A weekly cash flow score
Spot a changing trend early, while there is still time to adjust the week.
Reports people can use
Prepare a simple view for a partner or accountability buddy, with the detail you choose to share.
air
Clarity starts with one review
Take the first step toward breathing easier.
Book a cash flow deep dive and receive a personalised 30-day money map. No commitment, just a clearer next month.
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